DSCR RATES STARTING AS LOW AS 5.39%*
Capital Provider for Private Lenders
Built for growing your private lending business
Real Estate Investor Loans. Fix and Flip, Ground Up Construction, Stabilized Bridge, Single and Portfolio Rentals.
"We offer the widest range of loans so that you can expand your product offerings and grow your business"
Loan Products
Short and long term loans for residential real estate investment properties
0K+
lenders
0
states
$0B+
funded
Working with Roc Capital is as easy as 1-2-3
1
Sign Up
After you receive your login, you will be able to submit deals directly through our online portal.
2
ONBOARD
Quick approval while you're already submitting deals.
3
WE FUND YOUR DEALS
Our relationship managers will get your deals funded fast!
Articles
How a Strong Relationship Manager Can Save You Time, Money, and Stress
September 29, 2026
In today’s real estate lending environment, deals are rarely simple. Investors, originators, and borrowers must navigate changing credit conditions, evolving underwriting standards, documentation requirements, and execution timelines—all while trying to move quickly enough to stay competitive. With so many moving parts, one factor can make a significant difference in how smoothly a transaction unfolds: a […]
Articles
Common Rental Portfolio Myths That Cost Originators Deals
August 25, 2026
Rental portfolios have become one of the fastest-growing segments of real estate investment. As more investors prioritize long-term rental income and portfolio scalability, demand for efficient financing structures continues to grow. For originators and private lenders, this shift presents a major opportunity, but also a challenge. Many deals never move forward because of outdated assumptions […]
Articles
Why DSCR Loans Continue to Win in a Tight Credit Environment
July 16, 2026
As credit markets tighten, real estate investors are being forced to rethink how they finance acquisitions, refinances, and portfolio growth. Traditional lenders remain cautious, underwriting standards have grown stricter, and personal income–based qualification has become a bottleneck for many otherwise strong deals. Yet despite these headwinds, one loan structure continues to gain traction: DSCR loans. […]