DSCR RATES STARTING AS LOW AS 5.39%*
Capital Provider for Private Lenders
Built for growing your private lending business
Real Estate Investor Loans. Fix and Flip, Ground Up Construction, Stabilized Bridge, Single and Portfolio Rentals.
"We offer the widest range of loans so that you can expand your product offerings and grow your business"
Loan Products
Short and long term loans for residential real estate investment properties
0K+
lenders
0
states
$0B+
funded
Working with Roc Capital is as easy as 1-2-3
1
Sign Up
After you receive your login, you will be able to submit deals directly through our online portal.
2
ONBOARD
Quick approval while you're already submitting deals.
3
WE FUND YOUR DEALS
Our relationship managers will get your deals funded fast!
Videos
Melissa Deal’s Panel Recap At IMN SFR East Conference
May 29, 2026
What’s driving success in today’s fix-and-flip market? Roc Capital’s Head of Sales, Melissa Deal, breaks down the key risks, opportunities, and market trends discussed during the “Fix & Flip Overview” panel at this past IMN SFR East conference.
Articles
How Nonbank Lenders Are Rewriting Real Estate’s Playbook
March 18, 2026
In just a decade, the real estate finance landscape has shifted more dramatically than in the previous fifty years. Today, the most influential players in investment lending are not banks bound by rigid underwriting, legacy systems, and regulatory inertia. Instead, nonbank private credit lenders—backed by institutional capital and powered by technology—are transforming the way deals […]
Blogs
Private Credit Steps In as Banks Step Back
March 9, 2026
For decades, traditional banks dominated the real estate lending landscape. Their balance sheets, branch networks, and brand recognition made them the go-to capital source for residential and commercial investors alike. But over the past several years, and especially since 2022, the rules have changed. Regulatory tightening, liquidity pressures, and shifting capital requirements have constrained banks’ […]