Our History

Industry Pioneers with
Proven Success Helping
Private Lenders since 2014

In 2014, Roc Capital entered the highly fragmented private lending market for residential real estate investors by providing institutional capital through its Third Party Originator program. As Roc Capital evolved we grew our offerings to provide a full suite of products and services catering to small and middle-market real estate investors. Now, one of the premier platforms for private lenders in the country, Roc Capital has successfully funded more than $14 billion through our origination partners.

As first movers in this space, Roc Capital's white-label table funding platform has worked with thousands of lenders across the US. With over 450 employees, all of whom are experts in their respective fields and are dedicated to helping our customers succeed, Roc Capital is able to efficiently and innovatively provide unmatched, disciplined, and cutting-edge service.

In January 2020, Roc Capital announced the formation of Roc360, a holding platform company encompassing a suite of products and services for real estate investors to streamline financing and investment. Roc Capital, along with its fellow Roc360 subsidiaries, has become the country's most vertically integrated residential real estate financial services platform, helping lenders and borrowers scale rapidly.

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*Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc. **At this time, we are unable to lend in North Dakota, South Dakota, and Vermont.

American Association of Private Lenders

©2026 Roc Capital is part of the Roc360 family of companies.

A Roc360 affiliate is licensed as an Arizona Commercial Mortgage Banker (License No. CBK-1002735); California Finance Lender under Department of Financial Protection and Innovation (License No. 60DBO-69051); Florida Mortgage Lender Servicer (License No. MLD1778); Idaho Mortgage Broker/Lender (License No. MBL-2081804080); Minnesota Residential Mortgage Originator (License No. MN-MO-1804080) Nevada Mortgage Company (License No. NMC-1180663); North Carolina Loan Broker (Registration Filing 315); Oregon Mortgage Lender (License No. 1804080); Tennessee Industrial Loan and Thrift Company (License No. 1804080); and Utah Mortgage Entity (License No. 14210511).