Ranajoy started his career on Wall Street in the fixed income sales and trading division at Lehman Brothers in 1998 and at Bear Stearns as a Managing Director in the Fixed Income division before his move to the buy side of the business. He then spent over 10 years as a portfolio manager covering the residential/commercial mortgage and structured credit sectors, most recently at Napier Park Global Capital, a multi‐strategy asset manager with over $15 billion in AUM, and its predecessor Citi Capital Advisors, a division of Citigroup. As Chief Product Officer, his primary goal is to lead and facilitate the creation of all loan products that deliver value to both borrowers, third party originator partners, and the business.