Fix and Flip

Rates Starting at 8.25%*

Roc Capital’s Fix and Flip loans provide a reliable funding source for your borrowers to purchase, renovate, and rent or sell 1–4 unit homes.

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fix and flip Terms

Term

12 months standard

18 month option case-by-case

Rehab/Construction Financing

Up to 100% of rehab budget

Maximum LTC (% of purchase price)

Up to 90% LTC

Maximum Loan-To-Value (LTV)

Up to 75% ARLTV

When Do We Use LTV vs. LTC?

Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)

Recourse

Full Recourse Only

Loan Amount

$50K - $3MM

Loan Purpose

Rehab loan for non-owner occupied residential investment property

Borrower Type

Entity required

Property Types

Non-owner occupied:

Attached or detached SFR

2-4 unit properties

Townhomes

Warrantable condos

Foreign Nationals

Not allowed from ineligible country list

Minimum Experience

NO prior experience required

Working with Roc Capital is as easy as 1-2-3

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After you receive your login, you will be able to submit deals directly through our online portal.

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Quick approval while you're already submitting deals.

WE FUND YOUR DEALS

Our relationship managers will get your deals funded fast!

Fix and Flip

fix and flip Terms

Stabilized Bridge

Ground Up

Fix and Flip

Single Property Rental

Rental Portfolio

Working with Roc Capital is as easy as 1-2-3

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WE FUND YOUR DEALS