FIX AND FLIP
Roc Capital Makes Bridge Loans Easy
Roc Capital’s flagship product is offered to you through the industry’s most advanced table funding platform. Our Fix and Flip loans provide you with a reliable funding source for your customers to purchase, renovate, and rent/sell homes consisting of 1-4 units.
Fix and Flip Terms
PROPERTY TYPES: | Residential (1-4 Units) |
LOAN AMOUNT | $50,000 - $5,000,000 |
MAXIMUM LOAN TO COST | ■ 85% of Purchase and ■ 100% of Rehab Costs |
MAXIMUM LOAN TO ARV | 70% |
TERM LENGTH | 12 months, up to 18 at lender discretion |
RECOURSE | Full Recourse |
Quick closing
We offer a streamlined, common-sense underwriting process that is light on paperwork and strong on efficiency. Reap the benefits of our finely tuned, tech-enabled table funding process for our core product, created by Roc Capital in 2014.
Wide box
We are aggressive on leverage (up to 90%/100% of purchase/rehab and 70% of after repair value) with superficial lower/upper bounds and credit limits. From $50,000 light rehab loans in the middle of the country, to $20,000,000 fix and flips in the Hollywood Hills – we’ve funded them all.
Expert relationship managers
Our Roc Capital relationship managers understand real estate and will get your deal pipelines funded. They provide personalized service through a dedicated chat room staffed with other key decision-makers. You will never be without direct access to a knowledgeable subject matter expert.
FAQs
Fix and Flip loans are used to cover the purchase price and rehab costs of residential investment properties. These fix and flip loans are meant for short-term rehab projects, with term lengths up to 18 months. At Roc Capital we’ll cover up to 90% of the purchase price of the property and 100% of the rehab costs.
Fix and Flip loans are for real estate investors who plan to rehabilitate and resell their investment properties. They are not for long-term investment properties or properties with more than 4 units on site. If your borrower has more than 4 units on the property, see our Multifamily program.
Roc Capital’s Fix and Flip loan program is simple, and that’s what sets us apart. As the first movers in the space, we know the business inside and out so we can get you funding quickly and intelligently.
4.0
K+
lenders
0
US states
$
10.0
B+
in funded loans
Working with Roc Capital is as
easy as 1-2-3
Sign Up
After you receive your login, you will be able to submit deals directly through our online portal.
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Quick approval while you’re already submitting deals.
We fund your deals
Our relationship managers will get your deals funded fast!
