FIX AND FLIP

Roc Capital Makes Bridge Loans Easy

Roc Capital’s flagship product is offered to you through the industry’s most advanced table funding platform. Our Fix and Flip loans provide you with a reliable funding source for your customers to purchase, renovate, and rent/sell homes consisting of 1-4 units.

Fix and Flip Terms

  • PROPERTY TYPES

    Homes with 1-4 Units

  • LOAN AMOUNT

    $50,000 - $5,000,000

  • MAXIMUM LOAN TO COST

    Up to 85% of purchase price
    Up to 100% of rehab costs

  • MAXIMUM LOAN TO ARV

    Up to 70%

  • TERM LENGTH

    12 months, Up to 18 at Lender Discretion

  • RECOURSE

    Full Recourse

Quick closing

We offer a streamlined, common-sense underwriting process that is light on paperwork and strong on efficiency. Reap the benefits of our finely tuned, tech-enabled table funding process for our core product, created by Roc Capital in 2014.

Wide box

We are aggressive on leverage (up to 90%/100% of purchase/rehab and 75% of after repair value) with superficial lower/upper bounds and credit limits. From $50,000 light rehab loans in the middle of the country, to $20,000,000 fix and flips in the Hollywood Hills – we’ve funded them all.

Expert relationship managers

Our Roc Capital relationship managers understand real estate and will get your deal pipelines funded. They provide personalized service through a dedicated chat room staffed with other key decision-makers. You will never be without direct access to a knowledgeable subject matter expert.

FAQs

Fix and Flip loans are used to cover the purchase price and rehab costs of residential investment properties. These fix and flip loans are meant for short-term rehab projects, with term lengths up to 18 months. At Roc Capital we’ll cover up to 90% of the purchase price of the property and 100% of the rehab costs.
Fix and Flip loans are for real estate investors who plan to rehabilitate and resell their investment properties. They are not for long-term investment properties or properties with more than 4 units on site. If your borrower has more than 4 units on the property, see our Multifamily program.
Roc Capital’s Fix and Flip loan program is simple, and that’s what sets us apart. As the first movers in the space, we know the business inside and out so we can get you funding quickly and intelligently.
4.0
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lenders

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US states

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7.0
B+

in funded loans

Loans for Professional Residential Real Estate Investors

Working with Roc Capital is as easy as 1-2-3

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Sign Up

After you receive your login, you will be able to submit deals directly through our online portal.

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Onboard

Quick approval while you’re already submitting deals.
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We fund your deals

Our relationship managers will get your deals funded fast!

Grow your private lending business today!