Stabilized Bridge

Roc Capital Makes Bridge Loans Easy

Roc Capital’s new Stabilized Bridge provides flexible short term loans for your customers stabilized properties.

Purchase

  • For borrowers who are seeking a quick close bridge loan to purchase rental properties that do not need renovations

  • Max LTC

    Subject to LTV Limits
    85% if qualifying FICO >=720
    80% if qualifying FICO 700-719
    70% if qualifying FICO 660-699

  • Max LTV

    Subject to LTC Limits
    70% if qualifying FICO >=700
    65% if qualifying FICO 680-699
    60% if qualifying FICO 660-679

  • Cash Out Allowed

    N/A

Seasoned Refinance

  • For borrowers with rent-ready properties that have been owned for more than 12 months, do not have deferred maintenance, and are looking for cash out (value based underwrite)

  • Max LTC

    N/A

  • Max LTV

    Rate/Term Refinance
    70% if qualifying FICO >=700 65% if qualifying FICO 680-699
    60% if qualifying FICO 660-679
    Cash Out
    70% if qualifying FICO >=720
    65% if qualifying FICO 700-719
    60% if qualifying FICO 680-699
    60% if qualifying FICO 660-679

  • Cash Out Allowed

    Yes

Non-Seasoned Refinance

  • For borrowers with rent-ready properties that have been owned for less than 12 months and do not have deferred maintenance

  • MAX LTC

    Subject to LTV Limits
    85% +100% of completed renovations if qualifying FICO >=720
    80% +100% of completed renovations if qualifying FICO 700-719
    70% +100% of completed renovations if qualifying FICO 660-699

  • Max LTV

    Subject to LTC Limits
    70% if qualifying FICO >=700
    65% if qualifying FICO 680-699
    60% if qualifying FICO 660-679

  • Cash Out Allowed

    Follow LTC guidelines

A New Lending Solution Developed for Today’s Market

Roc Capital quickly responded to the changing needs of your borrowers and launched our ‘mini-perm’ product Stabilized Bridge.

Flexible Lending

You and your borrowers can take advantage of Roc Capital’s Stabilized Bridge loan option for rental properties across a range of situations including purchase, seasoned refinance, or non-seasoned refinance.

Wide Range of Properties

Roc Capital offers a reliable funding source for your customers with single family rental homes, 2-4 units, townhomes, PUDs, and warrantable condos.
4.0
K+

lenders

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US states

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7.0
B+

in funded loans

Loans for Professional Residential Real Estate Investors

Working with Roc Capital is as easy as 1-2-3

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Sign Up

After you receive your login, you will be able to submit deals directly through our online portal.

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Onboard

Quick approval while you’re already submitting deals.
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We fund your deals

Our relationship managers will get your deals funded fast!

Grow your private lending business today!