Stabilized Bridge
Roc Capital Makes Bridge Loans Easy
Purchase
-
For borrowers who are seeking a quick close bridge loan to purchase rental properties that do not need renovations
-
Max LTC
Subject to LTV Limits
85% if qualifying FICO >=720
80% if qualifying FICO 700-719
70% if qualifying FICO 660-699 -
Max LTV
Subject to LTC Limits
70% if qualifying FICO >=700
65% if qualifying FICO 680-699
60% if qualifying FICO 660-679 -
Cash Out Allowed
N/A
Seasoned Refinance
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For borrowers with rent-ready properties that have been owned for more than 12 months, do not have deferred maintenance, and are looking for cash out (value based underwrite)
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Max LTC
N/A
-
Max LTV
Rate/Term Refinance
70% if qualifying FICO >=700 65% if qualifying FICO 680-699
60% if qualifying FICO 660-679
Cash Out
70% if qualifying FICO >=720
65% if qualifying FICO 700-719
60% if qualifying FICO 680-699
60% if qualifying FICO 660-679 -
Cash Out Allowed
Yes
Non-Seasoned Refinance
-
For borrowers with rent-ready properties that have been owned for less than 12 months and do not have deferred maintenance
-
MAX LTC
Subject to LTV Limits
85% +100% of completed renovations if qualifying FICO >=720
80% +100% of completed renovations if qualifying FICO 700-719
70% +100% of completed renovations if qualifying FICO 660-699 -
Max LTV
Subject to LTC Limits
70% if qualifying FICO >=700
65% if qualifying FICO 680-699
60% if qualifying FICO 660-679 -
Cash Out Allowed
Follow LTC guidelines
A New Lending Solution Developed for Today’s Market
Flexible Lending
Wide Range of Properties
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in funded loans
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