Stabilized Bridge
Roc Capital Makes Bridge Loans Easy
Purchase
-
For borrowers who are seeking a quick close bridge loan to purchase rental properties that do not need renovations
-
Max LTC
Subject to LTV Limits
85% if qualifying FICO >=720
80% if qualifying FICO 700-719
70% if qualifying FICO 660-699 -
Max LTV
Subject to LTC Limits
70% if qualifying FICO >=700
65% if qualifying FICO 680-699
60% if qualifying FICO 660-679 -
Cash Out Allowed
N/A
Seasoned Refinance
-
For borrowers with rent-ready properties that have been owned for more than 12 months, do not have deferred maintenance, and are looking for cash out (value based underwrite)
-
Max LTC
N/A
-
Max LTV
Rate/Term Refinance
70% if qualifying FICO >=700 65% if qualifying FICO 680-699
60% if qualifying FICO 660-679
Cash Out
70% if qualifying FICO >=720
65% if qualifying FICO 700-719
60% if qualifying FICO 680-699
60% if qualifying FICO 660-679 -
Cash Out Allowed
Yes
Non-Seasoned Refinance
-
For borrowers with rent-ready properties that have been owned for less than 12 months and do not have deferred maintenance
-
MAX LTC
Subject to LTV Limits
85% +100% of completed renovations if qualifying FICO >=720
80% +100% of completed renovations if qualifying FICO 700-719
70% +100% of completed renovations if qualifying FICO 660-699 -
Max LTV
Subject to LTC Limits
70% if qualifying FICO >=700
65% if qualifying FICO 680-699
60% if qualifying FICO 660-679 -
Cash Out Allowed
Follow LTC guidelines
A New Lending Solution Developed for Today’s Market
Flexible Lending
Wide Range of Properties
lenders
US states
in funded loans
Working with Roc Capital is as
easy as 1-2-3
Sign Up
After you receive your login, you will be able to submit deals directly through our online portal.
Onboard
We fund your deals
Our relationship managers will get your deals funded fast!