Ground Up
Roc Capital Makes Bridge Loans Easy
Roc Capital Ground Up loans provide you with a reliable funding source for your customers to build new 1-4 family houses.
Ground Up Terms
PROPERTY TYPES: | Residential (1-4 Units) |
LOAN AMOUNT | $50,000 - $5,000,000 |
MAXIMUM LOAN TO COST | ■Up to 75% of the lower of land value or purchase price/60% if unpermitted, plus 100% of construction ■ Max 80% of total project costs ■ LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing |
MAXIMUM LOAN TO ARV | 70% |
TERM LENGTH | 12 months, up to 18 at lender discretion |
RECOURSE | Full Recourse |
Work with our experts
Our expert team works with you to support your clients’ individual needs for every unique new construction project.
For builders, developers, and the lenders who serve them
We have a common sense approach. You can offer your borrowers up to 85% LTC and permits are not required to fund.
Ultimate flexibility
Along with competitive rates, you can offer loans to build 1-4 family houses, and our underwrite is as simple as that of a fix and flip project.
FAQs
A Ground Up New Construction Loan provides financing for builders looking to construct new residential properties. Our straightforward, common-sense approach gets builders the financing they need to get a property ready for sale.
The Ground Up New Construction Loan is for builders and investors who build new properties and need financing for land and new construction costs. We provide loans with terms up to 18 months for your Ground Up projects.
The Ground Up program finances projects for residential real estate investment properties with loan amounts between $50,000 and $2 million.
4.0
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lenders
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US states
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10.0
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in funded loans
Working with Roc Capital is as
easy as 1-2-3
Sign Up
After you receive your login, you will be able to submit deals directly through our online portal.
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Quick approval while you’re already submitting deals.
We fund your deals
Our relationship managers will get your deals funded fast!
