Ground Up

Ground Up

Roc Capital Makes Bridge Loans Easy

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Roc Capital Ground Up loans provide you with a reliable funding source for your customers to build new 1-4 family houses.

Ground Up Terms

  • PROPERTY TYPES

    Homes with 1-4 Units

  • LOAN AMOUNT

    $50,000 - $5,000,000

  • MAXIMUM LOAN TO COST

    Up to 75% of the lower of land value or purchase price/60% if unpermitted, plus 100% of construction
    Max 80% of total project costs
    LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing

  • MAXIMUM LOAN TO ARV

    70%

  • TERM LENGTH

    12 months, Up to 18 at Lender Discretion

  • RECOURSE

    Full Recourse

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Work with our experts

Our expert team works with you to support your clients’ individual needs for every unique new construction project.

For builders, developers, and the lenders who serve them

We have a common sense approach. You can offer your borrowers up to 85% LTC and permits are not required to fund.

Ultimate flexibility

Along with competitive rates, you can offer loans to build 1-4 family houses, and our underwrite is as simple as that of a fix and flip project.

FAQs

A Ground Up New Construction Loan provides financing for builders looking to construct new residential properties. Our straightforward, common-sense approach gets builders the financing they need to get a property ready for sale.
The Ground Up New Construction Loan is for builders and investors who build new properties and need financing for land and new construction costs. We provide loans with terms up to 18 months for your Ground Up projects.
The Ground Up program finances projects for residential real estate investment properties with loan amounts between $50,000 and $2 million.
4.0
K+

lenders

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US states

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8.0
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in funded loans

Loans for Professional Residential Real Estate Investors

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Working with Roc Capital is as easy as 1-2-3

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After you receive your login, you will be able to submit deals directly through our online portal.

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Onboard

Quick approval while you’re already submitting deals.
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We fund your deals

Our relationship managers will get your deals funded fast!

Grow your private lending business today!

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