Stabilized Bridge

Rates Starting at 8.25%*

Roc Capital’s newest loan product, Stabilized Bridge, provides short term financing to your borrowers on rent-ready properties with no planned renovations.

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No DSCR

Maximum Loan-To-Cost

85% of purchase price + verified completed capex if property owned < 6 months

Maximum Loan-To-Value

70% LTV

Minimum DSCR

N/A

Minimum FICO

660

Purpose

To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale

Loan Amount

Min: $50,000

Max: $3,000,000

Term Length

12 months

Property Types

Single family/2-4 unit/Townhomes/PUD/Warrantable condos

Property Condition

C2 or better

Collateral Restrictions

Property value within 90th percentile of market

No rural, exotic, or unique properties

DSCR Exit

Maximum Loan-To-Cost

85% of purchase price + verified completed capex if property owned < 6 months

Maximum Loan-To-Value

70% LTV

Minimum DSCR

1.10 exit DSCR based on lower of in place rent and market rent

Minimum FICO

660

Purpose

To provide bridge financing on a property that is currently rented or soon to be rented, but is not yet ready for permanent financing

Loan Amount

Min: $50,000

Max: $3,000,000

Term Length

12 months

Property Types

Single family/2-4 unit/Townhomes/PUD/Warrantable condos

Property Condition

C4 or better with no deferred maintenance

Collateral Restrictions

No rural, exotic, or unique properties

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Stabilized Bridge

No DSCR

DSCR Exit