Stabilized Bridge
Rates Starting at
9.25%*
Roc Capital Makes Bridge Loans Easy
No DSCR
Maximum Loan-To-Cost | 85% of purchase price + verified completed capex if property owned < 6 months |
Maximum Loan-To-Value | 700 FICO: 70% if property owned > 6 months 660-699 FICO: 65% if property owned > 6 months |
Minimum DSCR | N/A |
Minimum FICO | 660 |
Purpose | To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale |
Loan Amount | Min: $50,000 Max: $1,500,000 / larger loans allowed at Lender discretion |
Term Length | 12 months, up to 18 at Lender discretion |
Property Types | Single family/2-4 unit/Townhomes/PUD/Warrantable condos |
Property Condition | C2 or better |
Collateral Restrictions | Property value within 90th percentile of market No rural, exotic, or unique properties |
DSCR Exit
Maximum Loan-To-Cost | 85% of purchase price + verified completed capex if property owned < 6 months |
Maximum Loan-To-Value | 70% LTV |
Minimum DSCR | 1.10 exit DSCR based on lower of in place rent and market rent |
Minimum FICO | 660 |
Purpose | To provide bridge financing on a property that is currently rented or soon to be rented, but is not yet ready for permanent financing |
Loan Amount | Min: $50,000 Max: $1,000,000 for SFR, $2,000,000 for 2-4 unit / larger loans allowed at Lender discretion |
Term Length | 12 months, up to 18 at Lender discretion |
Property Types | Single family/2-4 unit/Townhomes/PUD/Warrantable condos |
Property Condition | C4 or better with no deferred maintenance |
Collateral Restrictions | No rural, exotic, or unique properties |
A New Lending Solution Developed for Today’s Market
Flexible Lending
Wide Range of Properties
lenders
US states
in funded loans
Working with Roc Capital is as
easy as 1-2-3
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After you receive your login, you will be able to submit deals directly through our online portal.
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Our relationship managers will get your deals funded fast!
