Multifamily Bridge
Rates Starting at
10.99%*
Roc Capital Makes Bridge Loans Easy
Multifamily Bridge Terms
Loan Purpose | Multifamily (5+ units) bridge loan for purchase/delayed purchase of primary and secondary market residential investment properties that are stabilized or in need of renovation/value-add. |
Loan Term | 18 - 24 months, up to 36 months at lender discretion |
Loan Amount | $2M - $5M, $100K minimum value per unit |
Maximum Loan-to-Purchase-Price (LTPP) | Up to 75% LTPP |
Maximum Loan-To-Value (LTV) | Up to 75% LTV |
Maximum Loan-To-Cost (LTC) | Up to 70% LTC |
Minimum DSCR | 1.25x exit DSCR |
Recourse | Full Recourse |
Minimum FICO | 725 |
Renovation Ratio | Limited to 50% or less of the purchase price |
Occupancy | Minimum 50% of units occupied for properties with unit count ≥ 10 100% residential, no mixed-use or owner-occupied units |
Markets | Available in select Northeast markets |
Channel | This product is currently only available as a retail or direct-to-borrower loan. |
Foreign Nationals | Not eligible |
Borrower friendly terms and process
Common-sense underwriting; high leverage at attractive rates and non-recourse options available.
Flexible one-stop multifamily financing
You and your borrowers can take advantage of Roc Capital’s seamless bridge-to-perm financing, enabling your clients to take a bridge loan to acquire, renovate, and stabilize a multifamily property, and then easily transition into a long-term loan option.
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