Multifamily Bridge

Rates Starting at

10.99%*

Roc Capital Makes Bridge Loans Easy

Roc Capital Multifamily Bridge loans provide you with a reliable funding source for your customers to acquire 5+ unit properties that are stabilized or in need of value-add.

Multifamily Bridge Terms

Loan Purpose

Multifamily (5+ units) bridge loan for purchase/delayed purchase of primary and secondary market residential investment properties in need of renovations or for quick bridge acquisition.

Loan Term

18 - 24 months initial term with up to two 6-month extension options

Loan Amount

$2M - $5M, $100K minimum value per unit (as-is)

Maximum Loan-to-Purchase-Price (LTPP)

Up to 75% LTPP

Maximum As Stabilized Loan-To-Value (LTV)

Up to 70% LTV

Maximum Fully Funded Loan-To-Cost (TLTC)

Up to 80% LTC

Minimum DSCR

1.25x exit DSCR

Recourse

Full Recourse

Minimum FICO

725

Renovation Ratio

Limited to 50% or less of the purchase price

Property Type

100% residential, no mixed-use or owner-occupied units

Markets

Select East Coast Markets

Foreign Nationals

Not eligible

Borrower friendly terms and process

Common-sense underwriting; high leverage at attractive rates and non-recourse options available.

Flexible one-stop multifamily financing

You and your borrowers can take advantage of Roc Capital’s seamless bridge-to-perm financing, enabling your clients to take a bridge loan to acquire, renovate, and stabilize a multifamily property, and then easily transition into a long-term loan option.

4.0
K+

lenders

45

US states

$
12.0
B+

in funded loans

Loans for Professional Residential Real Estate Investors

Working with Roc Capital® is as easy as 1-2-3

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Sign Up

After you receive your login, you will be able to submit deals directly through our online portal.

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Onboard

Quick approval while you’re already submitting deals.
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We fund your deals

Our relationship managers will get your deals funded fast!

Grow your private lending business today!