Multifamily Bridge

Rates Starting at


Roc Capital Makes Bridge Loans Easy

Roc Capital Multifamily Bridge loans provide you with a reliable funding source for your customers to purchase, renovate and stabilize properties with 5 or more units.

Multifamily Bridge Terms

Minimum Guarantor Fico

Mid-Score of 680


Primary, secondary and tertiary

Loan Term

12 to 24 months


Loans ≤ $2MM: Full Recourse

Loans > $2MM: Full Recourse or

Limited Recourse with bad-boy carveouts

Completion Guaranty/Reserve Replenishment Guaranty when applicable

Loan Types

Interest Only | Fixed/Adjustable Rate Mortgage Options


Prior multifamily property ownership experience required

Loan Amount

$500K - $5MM

Loan Purpose

Multifamily bridge loans for purchase or refi of small and middle-market investment properties (5+ multifamily units) that are stabilized or in need of renovation/value-add.

Property Type

5+ unit Multifamily, min $35,000 per door

Acceptable properties are Class A, B and C grade. Class D properties will be considered on a case-by-case basis

Maximum Leverage

Loan-To-Cost (Ltc)

Loan-To-Value (Ltv)

Cost Is Purchase Price Amount

Up to 75% of purchase price and 100% of renovation costs subject to 80% total (LTC) | 70% of stabilized value (LTV)

Cash-out refi 65%

Borrower Recourse

Recourse and Non-recourse.

Non-recourse option will have standard carve-outs; availability will be determined on a case-by-case basis.

Foreign Nationals

Allowed with established US credit subject to 55% stabilized LTV max

Borrower friendly terms and process

Common-sense underwriting; high leverage at attractive rates and non-recourse options available.

Flexible one-stop multifamily financing

You and your borrowers can take advantage of Roc Capital’s seamless bridge-to-perm financing, enabling your clients to take a bridge loan to acquire, renovate, and stabilize a multifamily property, and then easily transition into a long-term loan option.

Originate and lend nationwide

Originate and fund your clients’ multifamily projects in large, medium, and smaller submarkets nationwide. We operate in 44 U.S. States and the District of Columbia.



US states


in funded loans

Loans for Professional Residential Real Estate Investors

Working with Roc Capital is as easy as 1-2-3

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After you receive your login, you will be able to submit deals directly through our online portal.

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Quick approval while you’re already submitting deals.
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We fund your deals

Our relationship managers will get your deals funded fast!

Grow your private lending business today!