Don't get caught with loans on your balance sheets
We fund you at the closing table, you will never buy back the loan. Loans never hit your balance sheet and, unlike “loan buyers,” Roc Capital doesn’t ask for Reps and Warranties. Roc Capital’s table funding enables you to lend risk and stress-free.
We fund your clients’ loans at the closing table under your name
Table funding is an option that allows you to originate, and close loans in your name. But at the time of settlement, the loan is transferred to us. And we simultaneously advance funds for the loan.
The deal won’t fall through
No delays at closing because the parties resolve all major issues before that stage. The advance of funds is seamless and smooth with us wiring in the agreed loan value before closing time. It’s the closing agent’s responsibility to ensure the process as described runs to schedule.
No-buy back risk
Some lenders have gotten caught with loans on their balance sheets, dealing with financial strain. With Roc Capital, it won’t happen to you under any circumstances, nor will you have to buy back a loan for any reason. We have always prided ourselves on our best-in-class table funding process. It shines even in times of severe market stress. So don’t ever get caught again.
Loans for Professional Residential
Real Estate Investors
Table funding involves a settlement that stands behind the financing of a mortgage loan that simultaneously coincides with assigning the loan to the person advancing the funds.
- It’s a pass-through process that keeps your image as the lender with your client intact.
- No delays at closing because the parties resolve all major issues before that stage.
- In the majority of cases, if issues do arise, they are relatively minor and easily solved.
- The advance of funds is seamless and smooth with the lender wiring in the agreed loan value before closing time. It’s the closing agent’s responsibility to ensure the process as described runs to schedule.
- The deal won’t fall through on the expected timeline because the funds aren’t there on the closing date.
The all in one capital platform
for private lenders
We help you save time and make more money
Full Technology Suite
Our web portal and mobile app allow you to securely submit and price deals, check your borrower’s credit and background and follow the status of your loans throughout their lifecycle.