TABLE FUNDING

Don't get caught with loans on your balance sheets

We fund you at the closing table, you will never buy back the loan. Loans never hit your balance sheet and, unlike “loan buyers,” Roc Capital doesn’t ask for Reps and Warranties. Roc Capital’s table funding enables you to lend risk and stress-free.

We fund your clients’ loans at the closing table under your name

Table funding is an option that allows you to originate, and close loans in your name. But at the time of settlement, the loan is transferred to us. And we simultaneously advance funds for the loan.

The deal won’t fall through

No delays at closing because the parties resolve all major issues before that stage. The advance of funds is seamless and smooth with us wiring in the agreed loan value before closing time. It’s the closing agent’s responsibility to ensure the process as described runs to schedule.

No-buy back risk

Some lenders have gotten caught with loans on their balance sheets, dealing with financial strain. With Roc Capital, it won’t happen to you under any circumstances, nor will you have to buy back a loan for any reason. We have always prided ourselves on our best-in-class table funding process. It shines even in times of severe market stress. So don’t ever get caught again.

Loans for Professional Residential Real Estate Investors

FAQs

Table funding involves a settlement that stands behind the financing of a mortgage loan that simultaneously coincides with assigning the loan to the person advancing the funds. 

  • It’s a pass-through process that keeps your image as the lender with your client intact.
  • No delays at closing because the parties resolve all major issues before that stage.
  • In the majority of cases, if issues do arise, they are relatively minor and easily solved.
  • The advance of funds is seamless and smooth with the lender wiring in the agreed loan value before closing time. It’s the closing agent’s responsibility to ensure the process as described runs to schedule.
  • The deal won’t fall through on the expected timeline because the funds aren’t there on the closing date.
Some lenders have gotten caught with loans on their balance sheets, dealing with financial strain. With Roc, it won’t happen to you under any circumstances, nor will you have to buy back a loan for any reason. We have always prided ourselves on our best-in-class table funding process. It shines even in times of severe market stress. So don’t ever get caught again.

The all in one capital platform for private lenders

We help you save time and make more money

White Label Table Funding

We fund your borrower at the closing table in your company brand and entity name so that you can focus more on origination and less on raising capital.

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Full Back Office Support

From underwriting, closing, and funding to loan servicing, Roc Capital’s platform dramatically increases your business operations capacity, enabling you to become a lending powerhouse.

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Full Technology Suite

Our web portal and mobile app allow you to securely submit and price deals, check your borrower’s credit and background and follow the status of your loans throughout their lifecycle.

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Concierge Service

Dedicated relationship managers and chat rooms attended by key decision-makers to provide you instantaneous feedback and support.

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360 Experience

We are vertically integrated offering property insurance, title insurance, appraisals, and preferred pricing at national home improvement retailers to help streamline the loan funding process and offer benefits to your borrowers.

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4.0
K+

lenders

44

US states

$
10.0
B+

in funded loans

Grow your private lending business today!